Terms and Conditions navi88 — Platform Usage Guide

These Terms and Conditions ("Terms") govern your use of the navi88 platform, including the website, mobile app, and all services offered by us. These Terms should be read together with our Privacy Policy and Responsible Gaming Policy, all of which form the complete agreement between you and navi88.

By accessing or using the navi88 platform in any way, you acknowledge that you have read and fully understood these Terms, and you agree to be bound by them. If you do not agree with any part of these Terms, please discontinue use of our platform immediately.

Navi88 reserves the right to modify, update, or replace these Terms at any time without prior notice. The latest version of these Terms will always be available on our website and the date of update will be clearly indicated. Continued use of our platform following any changes constitutes acceptance of the updated Terms.

To register and use the navi88 platform, you must meet the following eligibility requirements:

• You must be at least 18 years of age at the time of account registration.
• You must be an individual acting on your own behalf and not on behalf of any third party.
• You must have full legal capacity to enter into this binding agreement.
• You are not on a self-exclusion list or otherwise prohibited from using online gambling services.
• Use of the navi88 platform does not violate any laws or regulations applicable in your region of residence.

Navi88 reserves the right to request proof of identity and age at any time. If you are unable to verify your eligibility upon request, navi88 reserves the right to suspend or close your account and withhold any balance associated with activities that breach these eligibility requirements.

Each user is permitted to hold only one active account on the navi88 platform. Registering multiple accounts — whether using different names, email addresses, phone numbers, or payment methods — is strictly prohibited and may result in the closure of all associated accounts without any compensation.

During the registration process, you are required to provide truthful, accurate, and complete information. The information you must provide includes:

• Full name as stated on your official identification document.
• A valid date of birth to verify the minimum age requirement.
• An active email address that is accessible to you.
• Mobile phone number registered in your name.
• Accurate current residential address.

You are fully responsible for ensuring your account information remains up to date. Any losses arising from inaccurate or outdated information are solely the user's responsibility. navi88 reserves the right to freeze any account suspected of containing false information until identity verification is successfully completed.

Your account password is your personal responsibility. You are advised to use a strong password and not share your login credentials with anyone. navi88 will not be held liable for any losses resulting from unauthorized access caused by a user's negligence in protecting their login credentials.

The navi88 platform supports a wide range of local Malaysian payment methods including FPX, online banking, e-wallets, and credit/debit cards. All financial transactions on our platform are subject to the following terms:

• All deposits must be made using a payment method registered in your own name. navi88 does not accept third-party payments.
• Minimum deposit and minimum withdrawal limits will be stated in your Account section and are subject to change from time to time.
• All deposits will be credited to your account once the payment has been confirmed by the payment service provider.
• Withdrawal requests will be processed within the designated timeframe depending on the selected payment method.

Navi88 conducts a rigorous identity verification (KYC) process before processing withdrawals, particularly for amounts exceeding certain thresholds. The KYC process may require you to submit identification documents, proof of address, and other supporting documents. This is standard procedure designed to protect your financial security.

Navi88 offers a variety of bonuses and promotions to players from time to time. All bonuses are subject to the specific terms and conditions stated alongside each offer. The general terms applicable to all navi88 bonuses are as follows:

• Each player is entitled to claim each bonus once only unless otherwise stated.
• Bonuses cannot be directly converted to cash unless the wagering requirements have been fully met.
• Wagering requirements and the game types eligible to contribute toward fulfilling those requirements will be clearly stated in each promotion's terms.
• Navi88 reserves the right to cancel bonuses and associated wins if there is any evidence of abuse or misuse of the bonus system.
• Unused bonuses will expire automatically once their validity period ends.

Any attempt to abuse the navi88 bonus system — including but not limited to the use of multiple accounts, synthetic wagering, or strategies designed to exploit promotions — will result in bonus cancellation, reversal of associated wins, and possible account closure.

All games available on the navi88 platform are operated in accordance with the rules set by their respective game providers. The random number generators (RNG) used in navi88 games have been certified by accredited independent testing bodies to ensure the fairness of every game round.

• The outcome of all games is final and cannot be disputed unless there is clear documented evidence of a technical failure.
• In the event of a technical failure or service disruption during a game session, navi88 reserves the right to void the affected rounds and refund the bets placed.
• Any attempt to use automated software, bots, or any unauthorized method to exploit games is strictly prohibited and may result in account closure.
• Navi88 reserves the right to limit bet sizes or restrict a player's access to certain games at our discretion.

All navi88 users are required to act respectfully and responsibly while using our platform. The following are strictly prohibited on the navi88 platform:

• Use of abusive, offensive, or threatening language toward other users or navi88 staff.
• Any attempt to cheat, manipulate, or exploit vulnerabilities in the platform's systems.
• Sharing login credentials or allowing others to use your account.
• Use of unauthorized third-party software that interferes with the normal functioning of the platform.
• Any activity related to money laundering or financing of illegal activities.
• Attempting to access another user's account without authorization.

Navi88 reserves the right to take immediate action against any user who violates these conduct rules, including temporary suspension or permanent closure of the account in question.

You have the right to close your navi88 account at any time by contacting our customer support team. Account closure requests will be processed within 5 business days. Any valid balance in your account will be returned to you via your original payment method, subject to applicable withdrawal conditions.

Navi88 also reserves the right to close or suspend a user's account for the following reasons:

• Breach of any provision within these Terms and Conditions.
• Confirmation that the user does not meet the stipulated eligibility requirements.
• There is evidence or suspicion of fraud, manipulation, or illegal activity.
• Instructions from relevant authorities or court orders.
• Account inactivity exceeding the designated period with no activity recorded.

Navi88 provides this platform on an "as is" and "as available" basis. While we strive to ensure our services operate without interruption, navi88 makes no guarantee that the platform will be entirely free from technical errors or service disruptions.

Navi88 shall not be liable for any loss or damage arising from:

• Service disruptions caused by circumstances beyond our control (force majeure).
• Financial losses arising from legitimate game outcomes.
• Unauthorized access to your account resulting from negligence in safeguarding your login credentials.
• Delays in processing deposits or withdrawals caused by third-party payment service providers.
• Any indirect, consequential, or punitive damages arising from the use of the platform.

Navi88's total liability to you, under any circumstances, shall not exceed the total amount you have deposited within the 12 months preceding the relevant liability claim.

Navi88 values your privacy and the protection of your personal data. The collection, processing, and use of your personal data is governed by our Privacy Policy, which forms part of this agreement. By agreeing to these Terms, you also agree to the navi88 Privacy Policy.

In brief, navi88 collects and processes your personal data for the following purposes:

• Identity verification and KYC processing to ensure the security of your account.
• Processing of financial transactions and account management.
• Fraud detection and prevention of illegal activities.
• Effective customer support provision.
• Compliance with applicable legal and regulatory requirements.

Navi88 uses 256-bit SSL encryption to protect all data transmitted between your device and our servers. Your data will not be sold or shared with third parties for marketing purposes without your consent. For more information, please refer to Privacy Policy ours.

Navi88 is fully committed to responsible gambling practices. We believe that gambling should remain an enjoyable form of entertainment, not a source of stress or financial hardship. To that end, navi88 provides a range of self-control tools to help players:

• Deposit Limit: Set daily, weekly, or monthly deposit limits to control your spending.
• Loss Limit: Set a maximum loss limit within a specified period.
• Session Limit: Limit the amount of time you spend playing in a single session.
• Self-Exclusion: Take a temporary break from the platform for a duration of your choosing.
• Self-Exclusion: Apply for long-term self-exclusion if you feel that gambling is starting to have a negative impact on your life.

If you or someone you know needs help with a gambling problem, we encourage you to seek assistance from relevant support organizations in Malaysia. For more information on responsible gaming, please visit the Responsible Gaming ours.

Navi88 reserves the right to modify, update, or replace any part of these Terms and Conditions at any time. Significant changes will be communicated to registered users via email or in-platform notification at least 7 days before the changes take effect, unless the changes are required immediately for legal or security reasons.

It is your responsibility to review these Terms and Conditions periodically. The date of the most recent update will always be displayed at the top of this document. Your continued use of the navi88 platform after any changes to the Terms are published will be deemed as your acceptance of the updated Terms.

If you do not agree with any changes to these Terms, you have the right to close your account and stop using the navi88 platform. Please contact our support team for assistance with the account closure process if needed.